Affordable Flat Fees. No Hourly Attorney Rates.
Common Texas Judgment Creditors We Fight
- Absolute Investments LLC
- Absolute Resolutions Investments LLC
- Absolute Resolutions, LLC
- Accelerated Inventory Management, LLC
- Advantage Assets II LLC
- Ally Bank
- American Express
- Arrow Financial Services
- Asset Acceptance
- Astoria Acquisitions
- Atlantic Credit and Finance Inc
- Autovest LLC
- Axiom Acquisition Ventures, LLC
- Bank of America
- Bankers Healthcare Group LLC
- Barclays Bank
- BHG Financial
- Bluebonnet Financial
- Branch Banking & Trust (BB&T)
- CACH LLC
- CACV of Colorado
- Cadles of Grassy Meadows II
- Capital One Bank
- Cavalry Portfolio Services
- Cavalry SPV I
- Chase Bank
- CIG Financial LLC
- Citibank NA
- Citifinancial Auto Ltd
- Conns Appliances, Inc
- Credigy Receivables
- Credit Corp Solutions
- Credit Union of Texas
- Crown Asset Management
- Discover Bank
- Discover Card
- DNF Associates LLC
- Dodeka LLC
- ECCO 2018TX1 LLC
- Educap Inc
- Equable Ascent Financial (EAF)
- FIA Card Services
- First National Bank of Omaha
- First Portfolio Ventures II, LLC
- Ford Motor Company LLC
- Frost Bank
- Galaxy International Purchasing LLC
- GECRB
- Goldman Sachs
- Grassy Sprain Group Inc
- Harvest Credit Management
- Hilco Receivables LLC
- HSBC Bank
- Hudson and Keyes LLC
- Integras Capital Recovery LLC
- Investment Retrievers
- Jefferson Capital LLC
- JH Portfolio Debt Equities, LLC
- JHPDE
- JP Morgan Chase Bank
- LCS Financial Services
- Lutea LLC
- LVNV Funding LLC
- Main Street Acquisitions
- Mariner Finance
- Merrick Bank
- Midland Credit Management Inc
- Midland Funding LLC
- MRC Receivables Corp
- National Collegiate Student Loan Trust
- NCB Management Services, Inc.
- NCEP LLC
- Northstar Capital Acquisition
- Oliphant Financial LLC
- OneMain Financial
- Palisades Collection
- Pallida LLC
- PCA Acquisitions V, LLC
- Persolve Legal Group
- Persolve Recoveries
- Pharia LLC
- PNC Bank
- Portfolio Recovery Associates
- Pro Credit Solutions LLC
- Resurgent Receivables LLC
- Second Round
- Second Round Sub LLC
- Sofi Bank
- Spring Oaks Capital SPV, LLC
- Synchrony Bank
- Target National Bank
- TBF Financial I LLC
- TD Auto Finance, LLC
- TD Bank USA
- Texans Credit Union
- Troy Capital LLC
- UHG I, LLC
- Unifund CCR
- US Bank National Association
- Velocity Investments, LLC
- Vion Holdings
- Wells Fargo
- Wilmington Savings Fund Society FSB
Common Texas Judgment Creditors We Fight
- Absolute Investments LLC
- Absolute Resolutions Investments LLC
- Absolute Resolutions, LLC
- Accelerated Inventory Management, LLC
- Advantage Assets II LLC
- Ally Bank
- American Express
- Arrow Financial Services
- Asset Acceptance
- Astoria Acquisitions
- Atlantic Credit and Finance Inc
- Autovest LLC
- Axiom Acquisition Ventures, LLC
- Bank of America
- Bankers Healthcare Group LLC
- Barclays Bank
- BHG Financial
- Bluebonnet Financial
- Branch Banking & Trust (BB&T)
- CACH LLC
- CACV of Colorado
- Cadles of Grassy Meadows II
- Capital One Bank
- Cavalry Portfolio Services
- Cavalry SPV I
- Chase Bank
- CIG Financial LLC
- Citibank NA
- Citifinancial Auto Ltd
- Conns Appliances, Inc
- Credigy Receivables
- Credit Corp Solutions
- Credit Union of Texas
- Crown Asset Management
- Discover Bank
- Discover Card
- DNF Associates LLC
- Dodeka LLC
- ECCO 2018TX1 LLC
- Educap Inc
- Equable Ascent Financial (EAF)
- FIA Card Services
- First National Bank of Omaha
- First Portfolio Ventures II, LLC
- Ford Motor Company LLC
- Frost Bank
- Galaxy International Purchasing LLC
- GECRB
- Goldman Sachs
- Grassy Sprain Group Inc
- Harvest Credit Management
- Hilco Receivables LLC
- HSBC Bank
- Hudson and Keyes LLC
- Integras Capital Recovery LLC
- Investment Retrievers
- Jefferson Capital LLC
- JH Portfolio Debt Equities, LLC
- JHPDE
- JP Morgan Chase Bank
- LCS Financial Services
- Lutea LLC
- LVNV Funding LLC
- Main Street Acquisitions
- Mariner Finance
- Merrick Bank
- Midland Credit Management Inc
- Midland Funding LLC
- MRC Receivables Corp
- National Collegiate Student Loan Trust
- NCB Management Services, Inc.
- NCEP LLC
- Northstar Capital Acquisition
- Oliphant Financial LLC
- OneMain Financial
- Palisades Collection
- Pallida LLC
- Persolve Legal Group
- Persolve Recoveries
- Pharia LLC
- PNC Bank
- Portfolio Recovery Associates
- Pro Credit Solutions LLC
- Resurgent Receivables LLC
- Second Round
- Second Round Sub LLC
- Sofi Bank
- Synchrony Bank
- Target National Bank
- TBF Financial I LLC
- TD Auto Finance, LLC
- TD Bank USA
- Texans Credit Union
- Troy Capital LLC
- UHG I, LLC
- Unifund CCR
- US Bank National Association
- Velocity Investments, LLC
- Vion Holdings
- Wells Fargo
- Wilmington Savings Fund Society FSB
Our Fees to Settle Texas Judgments
Affordable Flat Fees. No Hourly Attorney Rates.
We pride ourselves in offering affordable, flat fee rates that help Texas consumers negotiate. Consumers can put more of their money towards settlement rather than pay an attorney.
Amount Owed
Under $2K
- 3 Month Payment Plan Allowed
Amount Owed
$2K - $5K
- 4 Month Payment Plan Allowed
Amount Owed
$5K - $8K
- 5 Month Payment Plan Allowed
Amount Owed
$8K - $11K
- 6 Month Payment Plan Allowed
Amount Owed
$11K - $20K
- 8 Month Payment Plan Allowed
Amount Owed
$20K+
- Payment Plan Allowed
Other Options: Partial Release & Bill of Review
Texas Partial Release
If you are selling your homestead and purchasing another homestead inside the State of Texas then you may not have to pay the creditor to sell your home. You can apply for a Texas Partial Release of Judgment Lien under Section 52.0012 of the Texas property code. There are strict noticing guidelines to make sure the partial release of judgment lien is valid. You could have to notice over 4 different locations and entities via certified mail, return receipt requested.
We offer a free consultation and affordable fees to assist you in obtaining a partial release of judgment lien in Texas.
Partial Release
- Per Partial Release Packet
Bill of Review / Vacate Judgment
There are many reasons that you may want to try to vacate a judgment in Texas. One of the main reasons is that our client did not get served with the original lawsuit. In Texas, you can file a lawsuit against the creditor within four (4) years of the signing of the judgment against you. You are asking a judge to “vacate” the the original judgment against you.
We are experienced in Bill of Review and Vacate Judgment lawsuits that can often yield good results for our clients.
Standard
- $500 per month during litigation
The above pricing does not include the filing fees or electronic filing fees to the court. Sometimes the judgment creditor will agree to pay these fees. Filing fees typically are $26.00 for the first page and $4.00 there after. Release of Judgments are typically 2-3 pages. Some courts require a separate electronic filing fee which is usually less than $20.00.
A judgment creditor usually will not issue the release of judgment for 15 – 30 days after receipt of funds.
Judgements FAQ’s
Exempt property includes your homestead, one vehicle per licensed driver, tools of your trade, current wages, and Social Security benefits. Most personal property is also protected up to $50,000 for individuals or $100,000 for families.
Yes, you can still settle judgments in Texas at any stage, but it becomes more expensive once a receiver is involved due to their $25\%$ commission fee. It is best to use an attorney to negotiate a settlement that includes a waiver or reduction of these fees.
Yes, your unpaid, current wages are heavily protected from a Texas receivership, but that protection vanishes the moment the funds (your paycheck) are deposited into your bank account.
To stop a turnover order, you must immediately file a Protected Property Claim Form to notify the court that your assets are exempt. You may also challenge the underlying judgment or move to vacate the receivership if the receiver is acting outside their legal authority.
A Texas receivership is a court-ordered process where an official called a receiver is appointed to take control of your non-exempt assets to satisfy a debt. It typically results in your bank accounts being frozen and your property being at risk of seizure and sale.
Settlement amounts for Texas judgments typically range from 20% to 60% of the total balance. Debt buyers who purchased your account for a discount are often more flexible than original creditors, especially if you have a lawyer to point out legal defenses.
No, the Texas Constitution prohibits the garnishment of “current wages” for ordinary consumer debts like credit cards or medical bills. However, once your wages are deposited into a bank account, they lose this protection and can be seized via a bank garnishment.
Yes, Social Security, SSDI, and SSI benefits are generally 100% exempt from garnishment for consumer debts. If these funds are directly deposited, the bank should automatically protect two months’ worth of benefits under federal “safe harbor” rules.
To stop a bank garnishment, you must act quickly by filing a Motion to Dissolve the Writ or a Protected Property Claim. These legal filings challenge the freeze based on procedural errors or because the funds in your account are exempt under state or federal law.
A Texas bank garnishment is a legal process where a creditor, after winning a lawsuit, obtains a court order to freeze and seize money directly from your bank account. This action is directed at the bank, not you, and often occurs without any prior warning.