Introduction The Texas franchise tax system has been significantly reformed by Senate Bill 3, 83rd Regular Legislative Session, via dramatic changes to the state’s franchise tax rules. These changes are effective for reports filed in 2024 and forward. Major alterations to the no tax due threshold, certain reporting entities, and increased exemptions are just [...]
Introduction | Your credit score is a critical factor that lenders use to assess your creditworthiness. A higher credit score can open doors to better financial opportunities, such as lower interest rates on loans, higher credit limits, and improved chances of approval for various financial products. One of the key components of your credit [...]
Texas Property Code Chapter 92 You can see the original source of the Texas Property Code here. This is current as of February 2014. PROPERTY CODE TITLE 8. LANDLORD AND TENANT CHAPTER 92. RESIDENTIAL TENANCIES SUBCHAPTER A. GENERAL PROVISIONS Sec. 92.001. DEFINITIONS. Except as otherwise provided by this chapter, in this chapter: (1) [...]
Texas Finance Code Section 392 The original text to the Texas Fair Debt Collections Practices Act (FDCPA) can be found here. Accurate as of February 2014. FINANCE CODE TITLE 5. PROTECTION OF CONSUMERS OF FINANCIAL SERVICES CHAPTER 392. DEBT COLLECTION SUBCHAPTER A. GENERAL PROVISIONS Sec. 392.001. DEFINITIONS. In this chapter: (1) "Consumer" means [...]
LVNV Funding LLC Lawsuits: 9 Steps You Can Take to Avoid 9 Common Mistakes If your debt has been sold to LVNV Funding LLC, a lawsuit may already be in the works against you. LVNV Funding LLC buys the collection rights to past-due accounts at pennies on the dollar. However, they are much [...]
{db} and Credit Card Debt – Frequently Asked Questions It’s easy to rack up significant credit card debt. Many of us use credit cards for everyday shopping, or to pay for expensive items over an extended period. Some of us also have to rely on credit during tough times, whether due to unemployment, [...]
Sued by {db}? These 7 Mistakes Could Damage Your Case. If {db} has filed a lawsuit against you, it’s time to get serious about dealing with your debt. Don’t assume it will just go away, or that they can’t win because you have no assets. They can do plenty of damage if you [...]
{db} Lawsuits: 9 Steps You Can Take to Avoid 9 Common Mistakes If your debt has been sold to {db}, a lawsuit may already be in the works against you. {db} buys the collection rights to past-due accounts at pennies on the dollar. However, they are much more likely to use the legal [...]
Midland Funding Lawsuits: 9 Steps You Can Take to Avoid 9 Common Mistakes If your debt has been sold to Encore Capital Group, the parent company of Midland Funding, LLC, a lawsuit may already be in the works against you. Midland Funding buys the collection rights to past-due accounts at pennies on the [...]
You may be aware of the sinister debt collection games that Midland Funding plays with consumers, but you may not know that this bad apple is just one part of a rotten tree. Midland Funding’s parent company, Encore Capital Group, is the mastermind behind its aggressive debt collection practices and rampant abuse of the [...]