Answer: There is no statute of limitations on federal student loans—they can be collected indefinitely. However, private student loans in Texas generally have a four-year statute of limitations. Once this period passes, the lender cannot legally win a lawsuit to collect the debt.
Is there a statute of limitations on student loans in Texas?
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About the Author: Christopher Ebert
Chris Ebert has been an acknowledge credit repair expert since 2003. He writes for blogs, national publications, advises CRO's to best practices and speaks at national industry conferences. He started his credit repair journey working in some of the largest credit repair attorney firms. Forming his own credit repair organization in 2005, he has help tens of thousands of clients understand credit, what credit repair can actually do for them, and best practices to build their credit profiles fast.