In a case defended by David Grassi and Chad Echols from Frost Echols, along with Brad Armstrong from Moss & Barnett, the U.S. Court of Appeals for the Eighth Circuit vacated a lower court’s summary judgment in favor of a defendant in a Fair Debt Collection Practices Act (FDCPA) lawsuit. However, the case was [...]
Credit Solutions Corporation is a debt buyer based in San Diego, California. Like many other debt purchasing companies, they acquire debt portfolios from various industries, including auto loans, credit card defaults, and personal loans. Their primary business model involves purchasing charged-off debts from original creditors at a fraction of their original value and then [...]
When it comes to forming a business in Texas, choosing the right structure is crucial. One of the most flexible and advantageous structures is the Series LLC. At the J. Gannon Helstowski Law Firm, we specialize in helping clients navigate the complexities of forming and managing a Series LLC. [...]
What If a Creditor Does Not Agree to Delete? What If a Creditor Does Not Agree to Delete? It's important to understand that not all creditors will agree to delete or remove an account from your credit report. Federal laws and agreements with credit bureaus often prohibit creditors from [...]
Introduction The Texas franchise tax system has been significantly reformed by Senate Bill 3, 83rd Regular Legislative Session, via dramatic changes to the state’s franchise tax rules. These changes are effective for reports filed in 2024 and forward. Major alterations to the no tax due threshold, certain reporting entities, and increased exemptions are just [...]
Introduction | Your credit score is a critical factor that lenders use to assess your creditworthiness. A higher credit score can open doors to better financial opportunities, such as lower interest rates on loans, higher credit limits, and improved chances of approval for various financial products. One of the key components of your credit [...]
Texas Property Code Chapter 92 You can see the original source of the Texas Property Code here. This is current as of February 2014. PROPERTY CODE TITLE 8. LANDLORD AND TENANT CHAPTER 92. RESIDENTIAL TENANCIES SUBCHAPTER A. GENERAL PROVISIONS Sec. 92.001. DEFINITIONS. Except as otherwise provided by this chapter, in this chapter: (1) [...]
Texas Finance Code Section 392 The original text to the Texas Fair Debt Collections Practices Act (FDCPA) can be found here. Accurate as of February 2014. FINANCE CODE TITLE 5. PROTECTION OF CONSUMERS OF FINANCIAL SERVICES CHAPTER 392. DEBT COLLECTION SUBCHAPTER A. GENERAL PROVISIONS Sec. 392.001. DEFINITIONS. In this chapter: (1) "Consumer" means [...]
LVNV Funding LLC Lawsuits: 9 Steps You Can Take to Avoid 9 Common Mistakes If your debt has been sold to LVNV Funding LLC, a lawsuit may already be in the works against you. LVNV Funding LLC buys the collection rights to past-due accounts at pennies on the dollar. However, they are much [...]
{db} and Credit Card Debt – Frequently Asked Questions It’s easy to rack up significant credit card debt. Many of us use credit cards for everyday shopping, or to pay for expensive items over an extended period. Some of us also have to rely on credit during tough times, whether due to unemployment, [...]
Other Practice Areas
Real Estate Law
Bankruptcy
Foreclosure Defense / Stop Foreclosure
Attorneys Outside Texas
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Toll Free (800) 891-6988
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