Is Advanced Collection Bureau Inc stopping you?

Texas consumers may be contacted by Advanced Collection Bureau Inc for a broken a lease from an apartment complex, alleged damages, or cleaning fees, or the apartment management said that they owe money for whatever reason. The charges may be unlawful, unfair, and may BREAK THE LAW.

YOU HAVE RIGHTS when in apartment debt collection. J. Gannon Helstowski Law Firm can ensure your rights and go after those that violate them

How Can We Help You?

The advantages of hiring J. Gannon Helstowski Law Firm are:

  • Professional, Knowledgeable Attorneys and Legal Staff
  • Experience with apartment collection debts
  • Transparent Process
  • We do the work for you
  • Affordable, Flat Fee structure

Advanced Collection Bureau Inc information is:


1535 N. Cogswell St., Ste. B-8

Rockledge, FL 32956



Phone: (321) 633-4999


Fax: (321) 638-2164

Why is Advanced Collection Bureau Inc on my credit report?

They are an apartment debt collector hired by the apartment complex or property management company. They claim that you owe them money for some reason. One reason that Advanced Collection Bureau Inc may be reporting wrong information on your credit report is that the apartment complex told them too. This is why a direct dispute of Advanced Collection Bureau Inc’s files is so important. If the debt collection is going to appear on your credit report it must be 100% correct, verifiable, and timely. We make sure that it is and that your rights are enforced.

How can I remove Advanced Collection Bureau Inc from my credit report?

Dispute with Advanced Collection Bureau Inc You can dispute the account that they are reporting to the credit bureaus directly with the credit bureaus or directly with Advanced Collection Bureau Inc. We believe that direct disputes may yield the best results when you know exactly the correct dispute process. Texas residents are owed documentation to validate the apartment debt collection within certain time frames. Even if they provide the documents, they must be compliant with Federal and State law. Your rights give you the opportunity to possibly find violations. Violations can possibly be used to offset the amount owed or entice the debt collector to remove the account from the credit report.

Settle with Advanced Collection Bureau Inc You can decide to settle with the apartment debt collector. One debt settlement strategy is to create a Hardship letter detailing why you can not pay the full amount due. So many consumers do not go through this extra step and it will make you stand out. Our law firm writes a professional hardship letter with many debt negotiations. Ask for removal of the account from the credit report as part of the settlement. This is often called a Pay for Delete agreement. Remember, the deal is no good unless it is writing from Advanced Collection Bureau Inc.

Reasons for a Great Hardship Letter

  • Medical Issues

  • Job Loss

  • Recent loss of vehicle or home

  • Taking care of relatives

Consider including in your hardship letter
a basic household budget. It is OK to show that you have a little money left over at the end of the month. You just want to demonstrate you are not wasting your money and their reduction is not charity. It is necessary for you to resolve the apartment debt.

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