NCB Management Services, Inc.

NCB Management Services, Inc.?

Affordable Flat Fees. No Hourly Attorney Rates.

We pride ourselves in offering affordable, flat fee rates that help Texas consumers negotiate NCB Management Services, Inc.. Consumers can put more of their money towards settlement rather than pay an attorney.

Our cost to settle with NCB Management Services, Inc.

Under $2K

$50000
  • 3 Month Payment Plan Allowed
Free Consultation

$2K - $5K

$65000
  • 4 Month Payment Plan Allowed
Free Consultation

$5K to $8K

$95000
  • 5 Month Payment Plan Allowed
Free Consultation

$8K to $11K

$1,25000
  • 6 Month Payment Plan Allowed
Free Consultation

$11K to $20K

$1,50000
  • 8 Month Payment Plan Allowed
Free Consultation

$20K+

$2,00000+
  • Payment Plan Allowed
Free Consultation

Texas Partial Release

If you are selling your homestead and purchasing another homestead inside the State of Texas then you may not have to pay NCB Management Services, Inc. to sell your home. You can apply for a Texas Partial Release of Judgment Lien under Section 52.0012 of the Texas property code. There are strict noticing guidelines to make sure the partial release of judgment lien is valid. You could have to notice over 4 different locations and entities via certified mail, return receipt requested.

We offer a free consultation and affordable fees to assist you in obtaining a partial release of judgment lien in Texas.

Partial Release

$45000
  • Per Partial Release Packet
Free Consultation

Bill of Review / Vacate Judgment

There are many reasons that you may want to try to vacate a judgment in Texas. One of the main reasons is that our client did not get served with the original lawsuit. In Texas, you can file a lawsuit against NCB Management Services, Inc. within four (4) years of the signing of the judgment against you. You are asking a judge to “vacate” the the original judgment against you.

We are experienced in Bill of Review and Vacate Judgment lawsuits that can often yield good results for our clients.

Standard

$150000initial retainer
  • $500 per month during litigation
Free Consultation
You may not have to settle with or pay Arrow Financial – Click to Learn More

What we do for you

  • Find out who to settle with Sometimes this is the most difficult part of the process. A copy of the judgment will need to be obtained from public records. You can then contact the attorney that represented the creditor in court. They may or may not be able to help settle the judgment. Sometimes the creditors that took the judgment are out of business, have declared bankruptcy, or sold the debt. You will have to find the entity that owns the judgment now and document how they own it. Even though the judgment creditor took the judgment they may have sold the judgment to another company.
  • Create a hardship letter A hardship letter needs to document the reasons why the judgment creditor should reduce the amount that they are owed. A good hardship letter should be able to provide details of a job loss, divorce, medical issues, or any other event out of the ordinary that inhibits your ability to pay the full amount due.
  • Negotiate A judgment creditor has all the power in a settlement negotiation. Until the client agrees to pay a price that judgment creditor wants, they will not sign off on the release of judgment. A good hardship statement and correct documentation may persuade the creditor to reduce the amount of money they are demanding. The perfect settlement price is what a client is willing to pay and what the judgment creditor is willing to accept.
  • Write a Release of Judgment This is the document that after signing will be sent to the court and recorded in public records proving that the judgment is released. If this is not written correctly or signed off appropriately, then it may be invalid.
  • Help Transfer Money and Get Release of Judgment Signed It is imperative that you make sure that if you send money to a judgment creditor, they will release the judgment as agreed. If they do not then you may have to take more expensive
  • File Release of judgment in the correct county The settlement process is not complete until you file an original copy of the release of judgment inside the county that the judgment was taken. Most counties charge a small fee to file documents into the public record.

Why do I have an NCB Management Services, Inc.?

Arrow Financial purchased a defaulted debt from an original creditor. Arrow Financial then filed a lawsuit against you in an attempt to collect the debt. You may not have received notice or fought the lawsuit yourself but either way the judge ordered you to pay Arrow Financial a certain amount of money.

Since the judgment was put in place it carried interest so it is increasing in value each day. Now is the time to settle a judgment before it can cost more.

Who is Arrow Financial?

Arrow Financial is a debt buyer that purchases large amounts of defaulted debt to try to collect more than they paid. A common tactic they use is to file a lawsuit against Texas consumers in hopes they do not show up or answer the lawsuit. If the consumer does not appear then a default judgment can be taken against the consumer. Now Arrow Financial has a much longer time to collect and is in a much stronger position to collect more money from the consumer.

Bank Garnishment

Your bank account can be frozen and emptied to satisfy the judgment. Your bank can add fees because of the bank garnishment.

Stop Sale of Home

Judgments can cloud title and you may be forced to settle to purchase or sell a home.

Non Exempt Property Sold

Non exempt property may be sold by the Constable or Sheriff using a writ of garnishment.

Lower Credit Score

Judgments can appear in the public record section of the credit report and often lower the credit score.

Receivership / Interrogatories

A judgment creditor can ask a judge to appoint a receiver to help pay recover their money. The receiver’s powers are extensive and they can remove money out of your bank account at anytime. Judgment creditors can also send interrogatories in aid of collection which can be complicated and long to fill out. If a consumer does not respond in a timely manner they may incur more fees or have a bench warrant issued for their arrest.

How to Settle a Judgment with Arrow Financial yourself?

  1. Find out who to settle with Sometimes this is the most difficult part of the process. A copy of the judgment will need to be obtained from public records. You can then contact the attorney that represented the creditor in court. They may or may not be able to help settle the judgment. Sometimes the creditors that took the judgment are out of business, have declared bankruptcy, or sold the debt. You will have to find the entity that owns the judgment now and document how they own it. Even though Arrow Financial took the judgment they may have sold the judgment to another company.
  2. Create a hardship letter A hardship letter needs to document the reasons why the judgment creditor should reduce the amount that they are owed. A good hardship letter should be able to provide details of a job loss, divorce, medical issues, or any other event out of the ordinary that inhibits your ability to pay the full amount due.
  3. Negotiate A judgment creditor has all the power in a settlement negotiation. Until the client agrees to pay a price that judgment creditor wants, they will not sign off on the release of judgment. A good hardship statement and correct documentation may persuade the creditor to reduce the amount of money they are demanding. The perfect settlement price is what a client is willing to pay and what the judgment creditor is willing to accept.
  4. Write a Release of Judgment This is the document that after signing will be sent to the court and recorded in public records proving that the judgment is released. If this is not written correctly or signed off appropriately, then it may be invalid.
  5. Transfer Money and Get Release of Judgment Signed It is imperative that you make sure that if you send money to a judgment creditor, they will release the judgment as agreed. If they do not then you may have to take more expensive
  6. File Release of judgment in the correct county The settlement process is not complete until you file an original copy of the release of judgment inside the county that the judgment was taken. Most counties charge a small fee to file documents into the public record.
John Gannon HelstowskiManaging Attorney
Since day one of founding his law firm John has believed that if you represent clients well, treat them fairly, and charge modest prices a firm foundation will be formed to make a strong law firm. Call or email us today for a free quote and see how we can assist you.

Call Us

(800) 891-6988

Email Us

cs@texascreditlaw.com