J Gannon Helstowski Consumer Credit Repair Attorney

Stop Debt Collectors, Lawsuits, and Financial Stress in Their Tracks

Texas’ Premier Consumer Credit Attorneys. We Fight FDCPA Violations, Defend Debt Lawsuits, and Resolve Student Loans.

Tough Legal Representation for Texas Consumers

When you are up against aggressive creditors, debt collectors, or the IRS, you need more than just advice—you need a legal shield. At Cannon Legal PPLC, led by John Gannon Helstowski, Esq., we are dedicated to defending the rights of Texans against unfair debt collection practices and financial bullying.

Unlike credit repair agencies, we are a law firm with the power to sue creditors who violate the law. Whether you are facing a debt lawsuit, struggling with student loans, or dealing with an intrusive judgment, our team provides the aggressive defense and strategic negotiation you need to reclaim your financial freedom. Don’t face your creditors alone—let us fight for you.

Our Consumer Defense Services

Arbitration

Arbitration is an increasingly popular method of dispute resolution, offering a more cost-effective and time-efficient alternative to traditional litigation.

Bankruptcy

Bankruptcy errors on credit reports can harm your financial future—our firm is here to correct inaccuracies and protect your rights.

Credit Reporting

Credit reporting errors can impact your financial health—our firm is dedicated to correcting mistakes and safeguarding your rights

Debt Collectors

Debt collection abuse is unacceptable—our firm is here to protect your rights and hold collectors accountable.

Identity Theft

Identity theft can devastate your financial well-being—our firm is here to help you recover and protect your rights.

Merchant Cash Advance (MCA) Defense

Our firm provides skilled defense against merchant cash advance lawsuits and UCC-1 collection, protecting your business and financial future.

Mortgage, Real Estate, Housing

Housing-related credit report errors can jeopardize your future loan fundability—our firm is here to correct mistakes and protect your financial stability.

Predatory Lending

Our firm fights against predatory lending practices, protecting your rights and ensuring fair financial treatment.

Service Members

We proudly defend the rights of service members and military personnel, ensuring fair treatment and financial protection

Student Loans

Our firm helps tackle student loan challenges, protecting your rights and finding solutions for a more secure financial future.

Why Texas Trusts Cannon Legal PLLC

  • Local Representation: With Offices in Dallas, Houston, San Antonio, and Colleyville, we understand Texas state laws and local court procedures better than national firms.

  • Flat-Fee Pricing: We believe in transparency. For many of our services, we offer competitive flat-fee pricing so you know exactly what to expect without hidden billing surprises.

  • Proven Results: From deleting incorrect credit entries to dismissing thousands of dollars in unjust debt, our track record speaks for itself.

Real Results for Real Texans

Mortgage / Loan Officers

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Gina Mellow, Hemisferio’s Founder

Business Funding

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Dan Billson, Abstract’s Founder

Real Estate Agents

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Rachel Park, Spaces’s Founder

CPA / Money Managers

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Gina Mellow, Hemisferio’s Founder

Financial Advisors

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Gina Mellow, Hemisferio’s Founder

Credit Repair Organizations (CROs)

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Gina Mellow, Hemisferio’s Founder

Title Companies

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Gina Mellow, Hemisferio’s Founder