Bankruptcy fraud involves dishonest or illegal actions taken during the bankruptcy process, such as hiding assets or lying on bankruptcy forms. It is crucial to be honest and provide complete information throughout your case.
Are you losing sleep worrying about relentless creditor calls, the threat of lawsuits, or even having your bank account frozen? At Cannon Legal PLLC, we understand the heavy burden of overwhelming debt from credit cards, medical bills, or financial setbacks.
You don’t have to wait until things feel unbearable. We are here to help you get your financial life back, right now.
Our Commitment to You
We can help you navigate the complexities of:
Don’t let debt or a confusing legal system control your life. Contact Cannon Legal PLLC today for a confidential consultation to explore your legal options and take the first step towards a brighter financial future.
Get a Fresh Start with Bankruptcy
Bankruptcy is a powerful legal tool designed to give individuals a clean financial slate. Cannon Legal PLLC will guide you through every step to ensure you maximize your legal rights and protection under federal and Texas law.
Immediate Protection with the Automatic Stay
The moment we file your bankruptcy case, an Automatic Stay goes into effect, immediately stopping virtually all collection actions. This provides you with crucial peace of mind, ensuring:
Secure Permanent Protection Through Debt Discharge
Our primary goal is to help you obtain a Discharge, which is a court order that permanently prohibits creditors from collecting most of your debts. This is your legal reset. We will carefully analyze your financial situation to maximize your protection and determine which debts are dischargeable.
Leveraging Texas Bankruptcy Exemptions to Protect Your Assets
Will you lose all your property if you file for bankruptcy in Texas? Not necessarily. Texas has generous bankruptcy exemptions that allow you to protect certain property.
We help you understand and utilize these exemptions to protect your core assets, such as your homestead and primary vehicle, which are often generally judgment-proof even outside of bankruptcy.
A Lesson from Our Clients (Social Proof)
Many Texans who’ve faced debt in the past have shared a powerful lesson: acting sooner can save you immense grief. Clients have told us how much they wish they had taken this step earlier, highlighting the immediate peace of mind that comes with the protection we secure.
Arbitration is a private dispute resolution where an impartial third party makes a final and legally binding decision, often preventing you from taking the company to court. While it can be faster, it is often viewed as a system that favors repeat players (the companies) and limits your appeal rights.
Sometimes, even without filing bankruptcy, companies try to block your access to the court system. Many consumer contracts now include mandatory arbitration clauses.
Bankruptcy fraud involves dishonest or illegal actions taken during the bankruptcy process, such as hiding assets or lying on bankruptcy forms. It is crucial to be honest and provide complete information throughout your case.
The means test is used to determine if you are eligible to file for Chapter 7 bankruptcy based on your income. If your income is above a certain threshold, you may still be eligible for Chapter 13. We will help you navigate the means test.
A Chapter 7 bankruptcy can remain on your credit report for up to 10 years, and a Chapter 13 bankruptcy for up to 7 years. However, many people find that they can begin to rebuild their credit sooner after the discharge.
Chapter 7 involves the liquidation of non-exempt assets to pay creditors, and eligible debts are then discharged. Chapter 13 involves creating a repayment plan over three to five years to pay back some or all of your debts. We will help you determine which chapter is most appropriate for your situation.
Generally, private employers cannot fire you solely for filing bankruptcy. Federal law also protects against discrimination by government agencies regarding licenses and benefits.
Similar to foreclosure, the automatic stay will temporarily prevent repossession. Depending on the type of bankruptcy you file, you may be able to keep your vehicle.
Yes, filing for bankruptcy can immediately stop a foreclosure through the automatic stay. Chapter 13 bankruptcy can also provide a way to catch up on missed mortgage payments over time.
Not necessarily. Texas has generous bankruptcy exemptions that allow you to protect certain property, such as your home, vehicle, and personal belongings. We will help you understand which of your assets are protected.
A bankruptcy discharge is a court order that permanently prohibits creditors from taking any action to collect debts that have been discharged. This is the primary goal of most bankruptcy filings.
The automatic stay is a legal injunction that goes into effect immediately upon filing for bankruptcy. It stops most collection actions by creditors, such as lawsuits, foreclosures, repossessions, and harassing phone calls.
Stop Worrying. Start Healing.
Overwhelming debt and creditor harassment don’t just affect your bank account; they affect your life. You have powerful rights under federal and Texas law. The time to act is now.
Let our experienced team at Cannon Legal PLLC review your financial situation for free and explain how we can secure your fresh start.
Call us now or click here to schedule your confidential consultation.